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SSI Calculator – Wages and Unearned Income

Supplemental Security Income (SSI) is a needs-based program. This means any unearned income you receive, such as SSDI, SSDAC, unemployment, veteran’s benefits, etc. will affect your SSI cash payment. This example demonstrates the effect of unearned income on Supplemental Security Income (SSI). To see how wages will further impact your SSI refer to the calculator “Calculate SSI with Wages and Unearned Income.” Get more information about Supplemental Security Income (SSI).

Please note this calculator is for estimating only. Social Security will make the official determination when you report your wages.

To calculate your SSI benefit, just type in your monthly unearned income and press tab.

 

Step 1
 
$
Unearned Income (SSDI, SSDAC, Veteran's Benefit, etc.)
-
$20.00
General Income Exclusion

=
$0.00
Countable Unearned Income


Step 2
 
$
Gross Monthly Wages (before taxes)
-
$65.00
Earned Income Exclusion

=
$0.00
÷
2
Divide remaining Earned Income by 2

=
$0.00
Total Countable Earned Income


Step 3
 
$0.00
Countable Unearned Income
+
$0.00
Countable Earned Income

=
$0.00
Total Countable Income


Step 4
 
$914.00
SSI Federal Benefit Rate (FBR) = $914.00 in 2023
-
$0.00
Total Countable Income

=
$0.00
SSI Benefit Check


Step 5
 
$0.00
Unearned Income
+
$0.00
Gross Monthly Wages (before taxes)
+
$0.00
SSI Benefit Check

=
$0.00
Total Gross Monthly Budget amount

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